First Option Microfinance Bank Ltd, licensed by the Central Bank of Nigeria in 2009 (RC No. 801818), delivers inclusive financial services to individuals, MSMEs, and underserved communities across Nigeria. Rooted in integrity and driven by innovation, the bank bridges financial gaps through responsible lending, savings mobilization, and digital solutions that foster economic participation.
Empowering Dreams. Financing Growth.
Our Vision
To be the most trusted and accessible microfinance bank, enabling individuals and businesses to achieve financial independence
Our Mission
To deliver innovative and inclusive financial services that promote enterprise development, economic growth and community upliftment.
OUR CORE VALUE
Integrity – We uphold transparency and honesty in all our dealings.
Innovation – We embrace technology to deliver better customer experiences.
Service – Our customers come first, always.
Empowerment – We provide financial tools that transform lives.
Excellence – We strive for the highest standards in everything we do.