Enjoy Seamless
Banking

Your one-stop banking without any destruption on loans,
Digital banking, and savings .

Welcome To A New Era

First Option Microfinance Bank Ltd is a duly licensed financial institution regulated by the Central Bank of Nigeria (CBN). Established in February 2009 with RC No. 801818, the Bank is committed to delivering inclusive, customer-focused financial services to individuals, MSMEs, and underserved communities across Nigeria.

Guided by integrity and driven by innovation, First Option MFB is dedicated to bridging financial gaps through responsible lending, savings mobilization, and digital financial solutions that foster economic participation.

Products

Open Account

Become an account holder

Loans

Get access to loan in a very short time

Digital Banking

Experience fast digital experience

Sevices

Agency Banking
POS Services
Payment Solutions

Why Choose Us

Seamless Banking

We provide smooth, hassle-free experience via our mobile app, website, debit card, or by visiting a branch

High-Yield Fixed Deposit

Earn up to 26% per annum on our Fixed Deposit product. This rewarding rate helps grow your money faster compared to many standard savings accounts.

Quick Access To Loans

Funding is fast, easy and with minimal paperwork or delays.

24/7 Customer Service

Our customers can get help anytime, day or night, with issues or inquiries.

Instant Transfer

Money moves immediately and securely from one account to another, with no delays.

Customer-First Philosophy

We prioritize competitive financial services, financial inclusion, and putting clients first — with a focus on accessibility for underserved segments thereby empowering dreams and financing growth.

Licensed by CBN
Licensed by NDIC


2500+
Customers


95.7%
Satisfied Clients

Customers Review

See what our client’s are saying

i enjoy their services.
Futuristic neon blue LED mask glowing in the dark, ideal for tech and cyber themes.
Abidemi
Easy access to my funds
Marbel
Quality service was provided by the staffs.
Mariam
Work hours

Mon-Fri: 8:00am-4:00pm
Sat: closed
Sun: Closed

Phone

+2348168709038
+2348113449614